APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates

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Loan Calculator

Term Payment Description APR APR Type
3% + Dividend Rate Call for rate Call for rate Fixed

Term Payment Description APR APR Type
3% + TS Rate Call for rate Call for rate Fixed

Term Payment Description APR APR Type
  No annual fee; No transfer fee; No surprises 7.90% Fixed

Term Payment Description APR APR Type
Great for rebuilding credit 15.90% Fixed

Term Payment Description APR APR Type
60 Months Catch up on bills, home repairs, etc. As low as 8.79% Fixed

Term Payment Description APR APR Type
84 Months New Vehicle Loan
Rate as low as 2.49% APR, and 100% financing
Ask about additional qualifying rate discounts		 As low as 2.99% Fixed

Term Payment Description APR APR Type
84 Months Used Vehicle Loan
Rate as low as 3.49% APR, 100% financing
Ask about additional qualifying rate discounts		 As low as 3.99% Fixed

Term Payment Description APR APR Type
60 Months Rate as low as 3.49% APR, 100% financing
Ask about additional qualifying rate discounts		 As low as 3.99% Fixed

Term Payment Description APR APR Type
12 Months Great for after Christmas, Easter, Back-to-school and many other benefits As low as 12% Fixed

Term Payment Description APR APR Type
9 or 12 Months Our low tuition loan rate saves you money and eases the burden on your budget 6.25% Fixed

Term Payment Description APR APR Type
Up to 24 Months Special loan for disasters 12% Fixed

Term Payment Description APR APR Type
Up to 180 months, up to $60,000 Call for rate Call for rate Fixed

Disclosures

Any Discounts that may apply will reduce the published rates above.
Rates may be as high as 21% APR based upon info obtained from application & credit report.

Rates are subject to change without prior notice and may be different than those stated above.

Certificates

Term Dividend Rates* APY*
6 Months 0.0% 0.0%

Term Dividend Rates* APY*
12 Months 0.0% 0.0%

Term Dividend Rates* APY*
24 Months 0.0%

Note: Early withdrawal from certificates will be subject to a 90 day dividend penalty.

Members should call the credit union to verify rates. Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Savings/Shares Rates

Term Dividend Rates APY
Dividend Paid Quarterly 0.0% 0.0%

Term Dividend Rates APY
Dividend Paid Quarterly 0.0% 0.0%

Term Dividend Rates APY
Dividend Paid Quarterly 0.0% 0.0%

Term Dividend Rates APY
12 Months, Dividend Paid Quarterly 0.0% 0.0%

Term Dividend Rates APY
12 Months, Dividend Paid Quarterly 0.0% 0.0%

Term Dividend Rates APY
12 Months, Dividend Paid Quarterly 0.0% 0.0%

Term Dividend Rates APY
12 Months, Dividend Paid Quarterly 0.0% 0.0%

Term Dividend Rates APY
12 Months, Dividend Paid Quarterly 0.0% 0.0%

Term Dividend Rates APY
12 Months, Dividend Paid Quarterly 0.0% 0.0%

Members should call the credit union to verify rates. Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Share Draft

Term Dividend Rates APY
Dividend Paid monthly. No Min. Bal. Required 0.0% 0.0%

Term Dividend Rates APY
Dividend Paid monthly. No Min. Bal. Required 0.0% 0.0%

Members should call the credit union to verify rates. Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

CONTACT US

Phone: (504) 733-0789
Fax: (504) 733-0767

Louisiana Central Credit Union
824 Elmwood Park Boulevard
Suite 100
Harahan, LA 70123

Email: helpdesk@louisianacentral.org

Branch Hours (Central Time)
Mon – Fri: 9 a.m. – 4:30 p.m.

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